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An employee receives a text message saying their payroll account is locked and asks them to tap a link and enter a one-time passcode. What type of attack is this?

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An employee receives a text message saying their payroll account is locked and asks them to tap a link and enter a one-time passcode. What type of attack is this?

Answer choices

Why each option matters

Good practice is not just finding the correct option. The wrong answers often show the exact trap the exam wants you to fall into.

A

Distractor review

Phishing

Phishing usually arrives through email, not primarily through text messages.

B

Best answer

Smishing

Smishing is phishing delivered by SMS or another text messaging service. The attacker uses urgency and a fake account-lock message to trick the user into clicking a malicious link and giving away a one-time code.

C

Distractor review

Vishing

Vishing uses voice calls, such as a phone call to the victim, rather than text messages.

D

Distractor review

Baiting

Baiting relies on tempting the victim with something attractive, like free media or a USB drive.

Common exam trap

Common exam trap: answer the scenario, not the keyword

Many certification questions include familiar terms but test a specific constraint. Read the exact wording before choosing an answer that is generally true but wrong for this case.

Technical deep dive

How to think about this question

This question should be treated as a scenario, not a definition check. Identify the problem, the constraint and the best action. Then compare each option against those facts.

KKey Concepts to Remember

  • Read the scenario before looking for a memorised answer.
  • Find the constraint that changes the correct option.
  • Eliminate answers that are true in general but not in this case.
  • Use explanations to understand the rule behind the answer.

TExam Day Tips

  • Underline the problem statement mentally.
  • Watch for words such as best, first, most likely and least administrative effort.
  • Review why wrong options are wrong, not only why the correct option is correct.

Related practice questions

Related SY0-701 practice-question pages

Use these pages to review the topic behind this question. This is how one missed question becomes focused revision.

More questions from this exam

Keep practising from the same exam bank, or move into a focused topic page if this question exposed a weak area.

FAQ

Questions learners often ask

What does this SY0-701 question test?

Read the scenario before looking for a memorised answer.

What is the correct answer to this question?

The correct answer is: Smishing — Smishing is the correct answer because the attack is delivered by SMS and tries to push the user into clicking a link and revealing sensitive information. The fake payroll alert creates urgency, which is a common social engineering tactic. In Security+ scenarios, the delivery method matters: SMS points to smishing, email to phishing, and phone calls to vishing. Why others are wrong: Phishing is the broader email-based version, but this message arrives by text. Vishing would involve a live voice call. Baiting usually uses a tempting item or reward, such as free software or a USB device, rather than an urgent account-warning text. The message content fits social engineering, but the channel makes smishing the best match.

What should I do if I get this SY0-701 question wrong?

Then try more questions from the same exam bank and focus on understanding why the wrong options are tempting.

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