AI Associate Ethical Considerations of AI Practice Question
An AI system is used to detect fraud in financial transactions. Which THREE steps should be taken to address ethical concerns?
⚠ Common exam trap
Salesforce often tests the misconception that ethical AI is solely about improving model performance or user experience, when in fact it requires balancing accuracy, fairness, and human oversight—candidates may incorrectly choose options that sound beneficial (like lowering thresholds) without considering the ethical trade-offs.
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
Implement a human-in-the-loop for high-stakes decisions
Implementing a human-in-the-loop ensures that high-stakes decisions, such as blocking a legitimate transaction or allowing a potentially fraudulent one, are reviewed by a human before final action. This addresses ethical concerns by preventing fully automated decisions that could cause financial harm or violate user trust, and it aligns with principles of accountability and fairness in AI governance.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✗
Lower the fraud detection threshold to catch more cases
Why it's wrong here
Lowering thresholds increases false positives and potential harm.
- ✗
Automatically accept all flagged transactions to improve user experience
Why it's wrong here
Ignoring fraud defeats the purpose.
- ✓
Implement a human-in-the-loop for high-stakes decisions
Why this is correct
Human oversight ensures accountability.
- ✓
Ensure the model provides explanations for its decisions
Why this is correct
Explainability fosters trust and allows verification.
- ✓
Test the model for disparate impact across demographic groups
Why this is correct
Bias testing prevents discrimination.
Go deeper
Related to this question
About these practice questions
This AI Associate question is part of Courseiva's 753-question bank — original exam-style content with full explanations and wrong-answer analysis, never real exam questions or exam dumps. Learn why practice questions differ from exam dumps →
JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This AI Associate practice question is part of Courseiva's free Salesforce certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the AI Associate exam.