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CISM Practice Question: BankOne has a mature security governance program…

BankOne has a mature security governance program but recently failed a regulatory audit because the board had not formally approved the risk appetite statement. The CISO argues that risk appetite is reviewed annually and was verbally approved. To prevent recurrence, what governance change is most effective?

⚠ Common exam trap

Watch out — candidates often confuse operational improvements (like automating monitoring or reducing indicators) with governance-level fixes, failing to recognize that the audit failure was due to a lack of formal, documented board approval, not a deficiency in the monitoring or reporting process.

Answer choices

Why each option matters

Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.

Correct answer & explanation

Require board resolution for risk appetite annually

The core issue is the lack of formal, documented board approval of the risk appetite statement, which is a governance requirement. A formal board resolution, passed and recorded annually, creates an auditable record that satisfies regulatory scrutiny and ensures the board's explicit ownership of risk tolerance. This directly addresses the audit failure by moving from informal verbal approval to a legally binding, documented governance process.

Answer analysis

Option-by-option breakdown

For each option: why learners choose it and why it is or isn't the right answer here.

  • Automate risk appetite monitoring

    Why it's wrong here

    Monitoring does not replace formal approval.

  • Reduce the number of risk indicators

    Why it's wrong here

    Does not address the approval gap.

  • Document all board approvals in minutes

    Why it's wrong here

    Minutes are not a formal resolution.

  • Require board resolution for risk appetite annually

    Why this is correct

    Ensures documented, formal approval.

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JA

Written by Johnson Ajibi, MSc IT Security

Senior Network & Security Engineer · founder of Courseiva

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