A bank is developing an AI system to automatically approve personal loans. To ensure the system does not discriminate against any group of applicants, which Microsoft responsible AI principle should the bank primarily focus on?
Trap 1: Accountability
Accountability requires that the people who design and deploy AI systems are responsible for their operation, but it does not directly focus on preventing discrimination.
Trap 2: Inclusiveness
Inclusiveness aims to empower everyone by designing for a wide range of users, but it does not specifically target the elimination of bias in decision-making.
Trap 3: Reliability and Safety
Reliability and Safety ensure that AI systems operate correctly and safely under expected conditions, but they do not directly address unfair treatment of groups.
- A
Accountability
Why wrong: Accountability requires that the people who design and deploy AI systems are responsible for their operation, but it does not directly focus on preventing discrimination.
- B
Inclusiveness
Why wrong: Inclusiveness aims to empower everyone by designing for a wide range of users, but it does not specifically target the elimination of bias in decision-making.
- C
Fairness
Fairness is the principle that AI systems should treat all people equitably and avoid bias, making it the correct focus for preventing discrimination in loan approvals.
- D
Reliability and Safety
Why wrong: Reliability and Safety ensure that AI systems operate correctly and safely under expected conditions, but they do not directly address unfair treatment of groups.