Question 313 of 1,020

AI-900 Practice Question: Describe fundamental principles of machine learning on Azure

This AI-900 practice question tests your understanding of describe fundamental principles of machine learning on azure. The scenario asks you to isolate a root cause — eliminate options that address a different problem before choosing. A key principle to apply: recall measures the proportion of actual positive cases correctly identified.. Once you have made your selection, read the full explanation to reinforce the concept and understand why each distractor is designed to mislead on exam day.

A data scientist trains a binary classification model to predict whether a loan applicant will default (positive class) or not (negative class). The training data contains 5% default cases. The model predicts 'no default' for every applicant in the test set and achieves 95% accuracy. Which evaluation metric best reveals that the model is failing to identify any default cases?

Clue words in this question

Noticing these words before you look at the options changes how you read each choice.

  • Clue: "best"

    Why it matters: Signals that multiple options may be partially correct. Choose the option that most directly solves the exact problem described, not the one that sounds most complete.

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Answer choices

Why each option matters

Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.

Correct answer & explanation

B. Recall for the default class

Recall for the default class (positive class) measures the proportion of actual default cases that the model correctly identifies. With a model that predicts 'no default' for every applicant, recall for the default class is 0% because it fails to identify any true positive cases. This metric directly reveals the model's inability to detect defaults, despite the high overall accuracy of 95%.

Key principle: Recall measures the proportion of actual positive cases correctly identified.

Answer analysis

Option-by-option breakdown

For each option: why learners choose it and why it is or isn't the right answer here.

  • A. Precision for the default class

    Why it's wrong here

    Precision is the fraction of positive predictions that are correct. Since the model makes no positive predictions, precision is undefined (division by zero) and not helpful.

  • B. Recall for the default class

    Why this is correct

    Recall (sensitivity) for defaults is the fraction of actual defaults that the model correctly identifies. With no defaults predicted, recall = 0%, clearly showing the model's failure.

    Clue confirmation

    The clue word "best" in the question point toward this answer.

    Related concept

    Recall measures the proportion of actual positive cases correctly identified.

  • C. F1-score for the default class

    Why it's wrong here

    F1-score is the harmonic mean of precision and recall. Since recall is 0, the F1-score is also 0, but recall alone already reveals the issue more directly.

  • D. Overall accuracy

    Why it's wrong here

    Accuracy is 95% because the model correctly predicts the majority class (non-default) for all cases. This high value masks the complete failure to detect defaults.

Common exam traps

Common exam trap: answer the scenario, not the keyword

The trap here is that candidates often focus on the high overall accuracy (95%) and assume the model is performing well, overlooking how class imbalance can make accuracy a misleading metric, and fail to recognize that recall for the positive class is the appropriate diagnostic tool.

Detailed technical explanation

How to think about this question

Recall, also known as sensitivity or true positive rate, is calculated as TP / (TP + FN). In this case, with zero true positives and 5% false negatives (the actual defaults), recall is 0. This metric is critical in imbalanced classification problems where the positive class is rare, as it directly quantifies the model's ability to capture positive instances. In Azure Machine Learning, recall is a key metric for binary classification models, especially when the cost of missing a positive case (e.g., loan default) is high.

KKey Concepts to Remember

  • Recall measures the proportion of actual positive cases correctly identified.
  • Recall is crucial for imbalanced datasets, especially for the minority class.
  • A recall of 0% for the positive class indicates the model missed all actual positives.
  • Recall is calculated as True Positives / (True Positives + False Negatives).

TExam Day Tips

  • Watch for words such as best, first, most likely and least administrative effort.
  • Review why wrong options are wrong, not only why the correct option is correct.

Key takeaway

Recall measures the proportion of actual positive cases correctly identified.

Real-world example

How this comes up in practice

A cloud solutions architect for a retail company is evaluating services for a new workload. The correct answer here reflects best practice for the specific scenario described — not a general cloud recommendation. Recall measures the proportion of actual positive cases correctly identified. Cloud exam questions reward reading the constraint carefully: the same technology can be right or wrong depending on the use case.

What to study next

Got this wrong? Here's your next step.

Review recall measures the proportion of actual positive cases correctly identified., then practise related AI-900 questions on the same topic to reinforce the concept.

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FAQ

Questions learners often ask

What does this AI-900 question test?

Describe fundamental principles of machine learning on Azure — This question tests Describe fundamental principles of machine learning on Azure — Recall measures the proportion of actual positive cases correctly identified..

What is the correct answer to this question?

The correct answer is: B. Recall for the default class — Recall for the default class (positive class) measures the proportion of actual default cases that the model correctly identifies. With a model that predicts 'no default' for every applicant, recall for the default class is 0% because it fails to identify any true positive cases. This metric directly reveals the model's inability to detect defaults, despite the high overall accuracy of 95%.

What should I do if I get this AI-900 question wrong?

Review recall measures the proportion of actual positive cases correctly identified., then practise related AI-900 questions on the same topic to reinforce the concept.

Are there clue words in this question I should notice?

Yes — watch for: "best". Signals that multiple options may be partially correct. Choose the option that most directly solves the exact problem described, not the one that sounds most complete.

What is the key concept behind this question?

Recall measures the proportion of actual positive cases correctly identified.

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Last reviewed: Jun 11, 2026

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