CRISC Information Technology and Security Practice Question
Which THREE of the following are key considerations when evaluating cyber insurance coverage? (Select three.)
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
Exclusions for acts of war or state-sponsored attacks
Cyber insurance policies have specific coverage scopes, exclusions (e.g., war, negligence), and prerequisites (e.g., multi-factor authentication). Premium factors like security controls also affect cost.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✓
Exclusions for acts of war or state-sponsored attacks
Why this is correct
Many policies exclude nation-state attacks, which is a significant gap.
- ✓
Incident response prerequisites such as mandatory use of approved vendors
Why this is correct
Policies often require specific incident response procedures to be followed.
- ✓
Coverage scope for different incident types
Why this is correct
Understanding what incidents are covered (e.g., ransomware, data breach) is critical.
- ✗
Company's stock price volatility
Why it's wrong here
Stock price is not a direct factor in insurance evaluation.
- ✗
Office location and building security
Why it's wrong here
Physical security is not typically a factor in cyber insurance.
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JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This CRISC practice question is part of Courseiva's free ISACA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the CRISC exam.