This CRISC practice question tests your understanding of it risk identification. Compare every option against the stated constraints before choosing — the best answer satisfies all requirements, not just the most obvious one. After answering, compare your reasoning against the explanation and wrong-answer breakdown below. Once you have made your selection, read the full explanation to reinforce the concept and understand why each distractor is designed to mislead on exam day.
An IT risk manager is facilitating a workshop to identify risks for a new mobile banking application. Which technique is MOST appropriate for generating a comprehensive list of risks?
Review risk registers from similar projects
Why wrong: Past registers may not cover new risks.
Perform a SWOT analysis
Why wrong: SWOT is high-level and may skip technical risks.
Conduct a brainstorming session with cross-functional team members
Brainstorming with diverse members yields broad risk identification.
Distribute a risk questionnaire to project stakeholders
Why wrong: Questionnaires may miss risks not on the list.
Answer choices
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
Conduct a brainstorming session with cross-functional team members
Brainstorming with a cross-functional team (option C) is the most appropriate technique for generating a comprehensive list of risks for a new mobile banking application because it leverages diverse perspectives from development, security, compliance, and business units. This collaborative approach helps uncover unknown or emergent risks specific to the application's architecture, such as API vulnerabilities, session management flaws, or regulatory gaps, which might not be captured by historical data or structured questionnaires.
Key principle: Answer the scenario, not the keyword: identify the specific constraint before choosing the most familiar-sounding option.
Answer analysis
For each option: why learners choose it and why it is or isn't the right answer here.
Review risk registers from similar projects
Why it's wrong here
Past registers may not cover new risks.
Perform a SWOT analysis
Why it's wrong here
SWOT is high-level and may skip technical risks.
Conduct a brainstorming session with cross-functional team members
Why this is correct
Brainstorming with diverse members yields broad risk identification.
Related concept
Read the scenario before looking for a memorised answer.
Distribute a risk questionnaire to project stakeholders
Why it's wrong here
Questionnaires may miss risks not on the list.
Common exam traps
The trap here is that candidates often choose 'Review risk registers from similar projects' (option A) because it seems efficient and data-driven, but they overlook that historical registers may miss novel risks specific to the new application's technology, such as mobile-specific attack vectors or updated compliance requirements.
Detailed technical explanation
Brainstorming sessions for risk identification often employ structured techniques like the 'nominal group technique' or 'brainwriting' to ensure equal participation and reduce groupthink. In a mobile banking scenario, cross-functional teams can map risks to specific OWASP Mobile Top 10 categories (e.g., M1: Improper Platform Usage, M5: Insufficient Cryptography) and align them with regulatory frameworks like PSD2 or GDPR, ensuring comprehensive coverage. Real-world incidents, such as the 2021 vulnerability in a major banking app's biometric authentication bypass, highlight how brainstorming could have identified the risk of fallback mechanisms being too permissive.
Key takeaway
Answer the scenario, not the keyword: identify the specific constraint before choosing the most familiar-sounding option.
Real-world example
A practitioner preparing for the CRISC exam encounters this exact type of scenario on the job. The correct answer here is not the most general option — it is the best answer for the specific constraint described. Answer the scenario, not the keyword: identify the specific constraint before choosing the most familiar-sounding option. Real exam questions reward reading the full scenario before eliminating options, because the constraint defines which answer fits.
What to study next
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FAQ
IT Risk Identification — This question tests IT Risk Identification — Read the scenario before looking for a memorised answer..
The correct answer is: Conduct a brainstorming session with cross-functional team members — Brainstorming with a cross-functional team (option C) is the most appropriate technique for generating a comprehensive list of risks for a new mobile banking application because it leverages diverse perspectives from development, security, compliance, and business units. This collaborative approach helps uncover unknown or emergent risks specific to the application's architecture, such as API vulnerabilities, session management flaws, or regulatory gaps, which might not be captured by historical data or structured questionnaires.
Identify which exam domain this question belongs to, review the core concept, then practise similar questions from the same domain.
Read the scenario before looking for a memorised answer.
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Last reviewed: Jun 25, 2026
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