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CISM Practice Question: A financial institution is designing its…

A financial institution is designing its information security governance to comply with multiple regulations. The board has limited risk appetite. Which approach BEST ensures effective governance while minimizing conflict?

⚠ Common exam trap

Many candidates think separate teams or committees provide deeper specialization, but CISM emphasizes that governance must be integrated and risk-aligned, not fragmented, to avoid control conflicts and inefficiencies.

Answer choices

Why each option matters

Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.

Correct answer & explanation

Implement a harmonized control framework that maps to all regulations

A harmonized control framework (e.g., ISO 27001, NIST CSF) maps common controls across multiple regulations (e.g., GDPR, PCI DSS, SOX), reducing duplication and conflict. This aligns with the board's limited risk appetite by providing a single, consistent set of controls that satisfy all requirements, avoiding the inefficiency and potential gaps of siloed approaches.

Answer analysis

Option-by-option breakdown

For each option: why learners choose it and why it is or isn't the right answer here.

  • Assign different compliance teams for each regulation

    Why it's wrong here

    Leads to silos and conflicting priorities.

  • Implement a harmonized control framework that maps to all regulations

    Why this is correct

    Streamlines compliance and reduces duplication.

  • Adopt a single regulatory framework and ignore others

    Why it's wrong here

    Non-compliance risk.

  • Create separate governance committees for each regulation

    Why it's wrong here

    Duplicates effort and creates conflicts.

About these practice questions

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JA

Written by Johnson Ajibi, MSc IT Security

Senior Network & Security Engineer · founder of Courseiva

This CISM practice question is part of Courseiva's free ISACA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the CISM exam.