AI0-001 AI Governance and Ethics Practice Question
A company deploys an AI system for loan approvals. The EU AI Act classifies this as high-risk. Which human oversight requirement applies?
⚠ Common exam trap
The AI0-001 exam often tests the distinction between 'human-in-the-loop' (direct intervention during operation) and 'human-on-the-loop' (monitoring after the fact), leading candidates to confuse the two for high-risk systems where real-time override is mandatory.
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
Human-in-the-loop (HITL) mechanism
The EU AI Act requires human-in-the-loop (HITL) oversight for high-risk AI systems like loan approval, meaning a human must be able to intervene and override the system's decisions during operation. This ensures that automated decisions can be reviewed and corrected in real-time, preventing fully autonomous outcomes in critical areas such as credit scoring.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✗
Human-in-command approach
Why it's wrong here
Human-in-command is a broader concept; HITL is the specific mechanism mandated.
- ✓
Human-in-the-loop (HITL) mechanism
Why this is correct
Article 14 requires human oversight, and HITL ensures that a human can intervene or reverse decisions.
- ✗
Human-on-the-loop oversight
Why it's wrong here
Human-on-the-loop is a form of oversight but not the specific requirement; HITL is more explicit for high-risk systems.
- ✗
Automated decision-making without human review
Why it's wrong here
High-risk systems require human oversight, so fully automated decisions without review are prohibited.
About these practice questions
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JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This AI0-001 practice question is part of Courseiva's free CompTIA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the AI0-001 exam.