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AIF-C01 Practice Question: A financial services firm is deploying a loan…

A financial services firm is deploying a loan approval model and must comply with the EU AI Act, which classifies credit scoring as a high-risk AI system. Which combination of actions is required for such high-risk systems under the regulation?

Answer choices

Why each option matters

Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.

Correct answer & explanation

Conduct a fundamental rights impact assessment and implement a human-in-the-loop review process

The EU AI Act requires high-risk systems to have human oversight (Article 14), technical documentation, risk management, and transparency. Among the options, only the one including human review and documentation meets these requirements.

Answer analysis

Option-by-option breakdown

For each option: why learners choose it and why it is or isn't the right answer here.

  • Conduct a fundamental rights impact assessment and implement a human-in-the-loop review process

    Why this is correct

    The EU AI Act mandates human oversight for high-risk systems, and a fundamental rights impact assessment is required for credit scoring models used by financial institutions.

  • Implement Amazon Rekognition to monitor model inputs and outputs

    Why it's wrong here

    Amazon Rekognition is for image and video analysis, not a compliance measure for high-risk AI systems under the EU AI Act.

  • Use SageMaker Model Monitor to detect data drift and retrain automatically

    Why it's wrong here

    While monitoring data drift is good practice, it does not satisfy the EU AI Act's specific requirements for human oversight and impact assessments.

  • Obtain an ISO 27001 certification and deploy the model on AWS Outposts

    Why it's wrong here

    ISO 27001 is an information security standard not specific to EU AI Act high-risk requirements, and AWS Outposts is irrelevant to regulatory compliance.

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JA

Written by Johnson Ajibi, MSc IT Security

Senior Network & Security Engineer · founder of Courseiva

This AIF-C01 practice question is part of Courseiva's free Amazon Web Services certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the AIF-C01 exam.