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C_TS4FI Financial Accounting Practice Question

A financial accountant is configuring a new house bank in SAP S/4HANA Bank Accounting. The company has multiple bank accounts with the same bank. Which organizational element must be created to represent each individual bank account?

⚠ Common exam trap

Many candidates confuse the house bank (the bank itself) with the bank account ID (the individual account). Many assume that creating a house bank is sufficient, but multiple accounts require multiple bank account IDs.

Answer choices

Why each option matters

Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.

Correct answer & explanation

✓

Bank Account ID

In SAP S/4HANA Bank Accounting, a house bank represents a bank with which the company has accounts. For each individual bank account at that bank, you create a bank account ID. The bank account ID is the unique identifier within the house bank and is linked to the bank account number and the corresponding G/L account. This allows the system to manage multiple accounts per house bank.

Answer analysis

Option-by-option breakdown

For each option: why learners choose it and why it is or isn't the right answer here.

  • ✓

    Bank Account ID

    Why this is correct

    Within a house bank, you create bank account IDs to represent each individual bank account. Each bank account ID is linked to a specific bank account number and a general ledger account. This allows the system to differentiate between multiple accounts held at the same bank. The bank account ID is used in payment programs and bank statement processing to identify the correct account.

  • ✗

    Bank Key

    Why it's wrong here

    The bank key is a country-specific identifier for a bank, such as a routing number in the US or a bank code in other countries. It is used to identify the bank itself, not an individual account. You assign the bank key when creating a house bank, but it does not represent a specific bank account.

  • ✗

    Payment Method

    Why it's wrong here

    Payment methods define how payments are made, such as check, wire transfer, or ACH. They are not used to represent individual bank accounts. While a payment method is assigned to a bank account, it is a separate configuration and does not serve as the identifier for the account itself.

  • ✗

    House Bank

    Why it's wrong here

    The house bank represents the company's own bank, such as a specific financial institution. It is the top-level organizational unit for bank accounts. However, a house bank can have multiple bank accounts; each individual account is represented by a bank account ID. Therefore, the house bank alone does not represent each individual bank account.

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Last reviewed September 2026 · checked against the official SAP exam blueprint

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