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SC-900 Practice Question: Describe the concepts of security, compliance, and identity

A user authenticates with a smart card and is then granted access to a specific database based on their job role in the finance department. Which security concept describes the process of determining what the authenticated user is allowed to do?

⚠ Common exam trap

A common mix-up: candidates confuse authentication with authorization; candidates often pick 'Authentication' because they focus on the smart card step, but the question explicitly asks about determining what the user is allowed to do, which is authorization.

Answer choices

Why each option matters

Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.

Correct answer & explanation

Authorization

Authorization is the security concept that determines what an authenticated user is permitted to do. In this scenario, after the user authenticates with a smart card, the system checks their job role in the finance department against access control lists (ACLs) or role-based access control (RBAC) policies to grant access to the specific database. This is distinct from authentication, which only verifies identity.

Answer analysis

Option-by-option breakdown

For each option: why learners choose it and why it is or isn't the right answer here.

  • Authentication

    Why it's wrong here

    Authentication is the initial process where a system verifies the identity of a user or entity, typically by validating credentials like a smart card, password, or biometric scan. While the smart card successfully performs this identity verification, the question specifically asks about the subsequent step of *granting* access based on that verified identity, which falls outside the scope of authentication itself.

  • Authorization

    Why this is correct

    Authorization is the critical security process that determines what an authenticated user is permitted to do or access within a system. After a user successfully authenticates with a smart card, the system consults predefined policies, roles, and permissions to evaluate whether that user has the necessary rights to perform a specific action, such as accessing a particular database. This evaluation directly leads to the decision of whether access is granted or denied.

  • Accounting

    Why it's wrong here

    Accounting, often referred to as auditing or accountability, involves the systematic logging and tracking of user activities, resource usage, and system events. Its purpose is to create an immutable record of 'who did what, when, and where' for security analysis, compliance, and forensic investigations. Unlike authorization, accounting does not make decisions about granting access but rather records the outcomes and actions *after* access decisions have been made and activities performed.

  • Encryption

    Why it's wrong here

    Encryption is a cryptographic technique that transforms data into an unreadable format, known as ciphertext, to protect its confidentiality and integrity from unauthorized disclosure. While essential for securing data both at rest and in transit, encryption itself does not determine or control *who* is allowed to access a system or resource. It acts as a protective measure for the data, rather than an access control mechanism based on user identity or permissions.

Visual reference

Source Router + ACL permit 10.0.0.0/8 deny any Server 10.0.0.5 ✓ 192.168.1.1 ✗ dropped ACLs evaluate top-down; first match wins — implicit deny all at end

Quick reference

Access Control Model Comparison

ModelAcronymWho Controls Access?Best For
Discretionary Access ControlDACResource ownerSmall teams, file shares
Mandatory Access ControlMACSystem / security labelsClassified govt / military
Role-Based Access ControlRBACAdministrator (via roles)Enterprise environments
Attribute-Based Access ControlABACPolicy engine (user + resource attributes)Fine-grained, dynamic policies
Rule-Based Access ControlRuBACSystem rules / ACLsFirewall rules, network ACLs

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JA

Written by Johnson Ajibi, MSc IT Security

Senior Network & Security Engineer · founder of Courseiva

This SC-900 practice question is part of Courseiva's free Microsoft certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the SC-900 exam.