A user has 'User' level access to a table. They create a record. Who is the owner of the record?
Record ownership defaults to the creating user, regardless of their table-level access. Because the user holds only User access, they cannot assign ownership to another user or team; that requires at least the same User access plus share privileges on the record. Creation therefore sets the creator as owner, satisfying the stem's constraint.
Why this answer
In Dataverse, when a user with at least User-level access creates a record, that user is automatically set as the record's owner. Ownership is a core security concept in Dataverse that determines who can access and manage the record, and it is assigned at creation time to the creating user unless explicitly reassigned (e.g., to a team or another user).
Exam trap
AB-410 often tests the assumption that records default to a manager or admin owner, when in fact Dataverse always assigns ownership to the creating user unless explicitly reassigned.
How to eliminate wrong answers
Option A is wrong because the Business Unit Manager is not automatically assigned ownership of records created by users; ownership defaults to the creator, not to a manager. Option B is wrong because every Dataverse record must have an owner — ownership is mandatory and drives row-level security. Option D is wrong because the System Administrator only owns records if they personally create them or if ownership is explicitly reassigned; it is not the default owner for user-created records.