easyMultiple ChoiceObjective-mapped
CCSP Practice Question: Deploying a cloud application that processes…
A company is deploying a cloud application that processes credit card transactions. Which standard must they comply with regarding data security?
⚠ Common exam trap
ISC2 often tests the distinction between mandatory regulatory standards (like PCI DSS) and voluntary frameworks (like ISO 27001), leading candidates to mistakenly choose ISO 27001 because it is a well-known security standard.
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
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PCI DSS
PCI DSS (Payment Card Industry Data Security Standard) is the mandatory security standard for any organization that handles credit card transactions. It defines strict requirements for protecting cardholder data, including encryption, access control, and network segmentation. Since the application processes credit card transactions, compliance with PCI DSS is legally and contractually required.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
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GDPR
Why it's wrong here
GDPR is for personal data of EU citizens.
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PCI DSS
Why this is correct
PCI DSS applies to credit card data handling.
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HIPAA
Why it's wrong here
HIPAA is for healthcare data.
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ISO 27001
Why it's wrong here
ISO 27001 is a security management standard, not specific to credit cards.
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JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This CCSP practice question is part of Courseiva's free ISC2 certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the CCSP exam.