CRISC Information Technology and Security Practice Question
Which THREE of the following are typical exclusions in a cyber insurance policy?
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
Losses due to power outages without malicious intent
Common exclusions include acts of war, intentional acts by the insured, and infrastructure failure without malicious intent. Some policies also exclude social engineering.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✓
Losses due to power outages without malicious intent
Why this is correct
Non-malicious infrastructure failures are typically excluded.
- ✓
Intentional acts by the insured
Why this is correct
Coverage does not apply to deliberate acts.
- ✗
Ransomware payments
Why it's wrong here
Ransomware payments are often covered under cyber policies.
- ✓
Acts of war or terrorism
Why this is correct
Most policies exclude war and terrorism-related losses.
- ✗
Social engineering fraud
Why it's wrong here
Social engineering is often covered, though some policies require specific endorsements.
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Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
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