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CRISC Practice Question: An international bank is expanding its operations…

An international bank is expanding its operations into a new country with strict data localization laws. The IT department plans to use a cloud service provider that stores data in neighboring countries but promises compliance. The risk team has identified several potential risks: regulatory fines for non-compliance, data interception during cross-border transmission, and difficulty in auditing the cloud provider. The legal team advises that the contract includes data protection clauses, but these have not been tested. The risk manager must now prioritize risk identification efforts. What is the MOST important risk identification step the risk team should undertake?

⚠ Common exam trap

A common mix-up: candidates choose Option B (legal review of contract) because they assume contractual clauses are the primary risk mitigation, but the question asks for risk identification, and without first understanding the local law, the contract's adequacy cannot be evaluated.

Answer choices

Why each option matters

Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.

Correct answer & explanation

Perform a regulatory compliance assessment specific to the new country's laws.

The most critical risk identification step when entering a new country with strict data localization laws is to perform a regulatory compliance assessment specific to that country's laws. This ensures the bank understands the exact legal requirements for data storage, processing, and transfer, which directly informs whether the cloud provider's promised compliance is achievable. Without this assessment, the risk team cannot accurately identify the scope and severity of regulatory fines or other legal risks.

Answer analysis

Option-by-option breakdown

For each option: why learners choose it and why it is or isn't the right answer here.

  • Review the cloud provider's SOC 2 report.

    Why it's wrong here

    SOC 2 is useful but may not cover local compliance.

  • Conduct a thorough legal review of the contract's data handling clauses.

    Why it's wrong here

    Legal review is needed but after understanding regulatory requirements.

  • Perform a regulatory compliance assessment specific to the new country's laws.

    Why this is correct

    Understanding legal requirements is foundational.

  • Map data flows to ensure all data is properly classified.

    Why it's wrong here

    Data mapping is important but not the top priority.

Quick reference

AWS S3 Storage Class Comparison

Storage ClassMin DurationRetrievalUse Case
S3 StandardNoneImmediateFrequently accessed data
S3 Standard-IA30 daysImmediateInfrequent access, rapid retrieval
S3 One Zone-IA30 daysImmediateNon-critical infrequent data
S3 Intelligent-TieringNoneImmediate–hoursUnknown or changing access patterns
S3 Glacier Instant90 daysMillisecondsArchive with instant retrieval
S3 Glacier Flexible90 daysMinutes–hoursArchive, flexible retrieval
S3 Glacier Deep Archive180 daysHoursLong-term compliance archive

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JA

Written by Johnson Ajibi, MSc IT Security

Senior Network & Security Engineer · founder of Courseiva

This CRISC practice question is part of Courseiva's free ISACA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the CRISC exam.