CISM Information Security Governance Practice Question
Which TWO regulations are MOST likely to impact an organization that processes credit card payments and handles personal data of EU residents?
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
GDPR
PCI DSS applies to payment card processing, and GDPR applies to personal data of EU residents. These are the two most relevant regulations.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✗
HIPAA
Why it's wrong here
HIPAA applies to healthcare data in the US, not generally to payment processing or EU data.
- ✗
SOX
Why it's wrong here
SOX applies to financial reporting of publicly traded companies, not directly to payment cards or EU data.
- ✓
GDPR
Why this is correct
GDPR protects personal data of individuals in the EU.
- ✗
CCPA
Why it's wrong here
CCPA is California's privacy law, but for EU residents, GDPR is the primary regulation.
- ✓
PCI DSS
Why this is correct
PCI DSS governs the security of credit card transactions.
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JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This CISM practice question is part of Courseiva's free ISACA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the CISM exam.