AI0-001 AI Governance and Ethics Practice Question
An AI team is developing a model that approves loan applications. The dataset contains historical loan decisions where a protected group was disproportionately denied loans. The team wants to ensure the model does not perpetuate this bias. Which fairness metric should be used during validation to directly measure whether the model's positive prediction rate is equal across groups?
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
Demographic parity
Demographic parity requires the probability of a positive prediction (loan approval) to be equal across groups. This directly addresses the concern of perpetuating historical denial rates. Equalised odds measures error rates, not positive prediction rates.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✓
Demographic parity
Why this is correct
Demographic parity ensures equal approval rates across groups, directly addressing the historical bias in approval decisions.
- ✗
Calibration
Why it's wrong here
Calibration measures whether predicted probabilities match actual outcomes, not group-level approval rates.
- ✗
Individual fairness
Why it's wrong here
Individual fairness requires similar individuals to receive similar predictions, not group-level parity in approval rates.
- ✗
Equalised odds
Why it's wrong here
Equalised odds requires equal true positive and false positive rates, not equal positive prediction rates.
Quick reference
RAID Level Comparison
| RAID Level | Min Disks | Fault Tolerance | Read | Write | Usable Capacity |
|---|---|---|---|---|---|
| RAID 0 | 2 | None | Excellent | Excellent | 100% |
| RAID 1 | 2 | 1 disk | Good | Moderate | 50% |
| RAID 5 | 3 | 1 disk | Good | Moderate | 67–94% |
| RAID 6 | 4 | 2 disks | Good | Lower | 50–88% |
| RAID 10 | 4 | 1 disk per mirror | Excellent | Good | 50% |
RAID is not a backup strategy — it protects against disk failure but not against accidental deletion, ransomware, or site-level events.
About these practice questions
Courseiva writes every AI0-001 question from scratch — 754 in total, each with an explanation and a wrong-answer breakdown. None are copied from real exams or dumps. Learn why practice questions differ from exam dumps →
JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This AI0-001 practice question is part of Courseiva's free CompTIA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the AI0-001 exam.