AI0-001 AI Security, Ethics and Governance Practice Question
A bank uses an AI model to approve loans. During an audit, it is found that the model denies loans at a higher rate for a certain ethnic group. Which governance principle is primarily violated?
⚠ Common exam trap
The AI0-001 exam often tests the distinction between Fairness and Transparency, where candidates mistakenly choose Transparency because they think 'explaining the bias' is the primary issue, but the question asks which principle is violated by the biased outcome itself.
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
Fairness
The model's disparate impact on a specific ethnic group directly violates the principle of Fairness, which requires that AI systems do not discriminate based on protected attributes such as race, ethnicity, or gender. In lending, fairness is often assessed using metrics like demographic parity or equal opportunity, and a higher denial rate for one group indicates a lack of algorithmic fairness.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✗
Accountability
Why it's wrong here
Accountability is about who is responsible, but the primary violation is bias.
- ✓
Fairness
Why this is correct
Fairness requires non-discrimination, which is violated here.
- ✗
Transparency
Why it's wrong here
Transparency is about explainability, not directly addressing discrimination.
- ✗
Privacy
Why it's wrong here
Privacy relates to data protection, not bias.
Quick reference
RAID Level Comparison
| RAID Level | Min Disks | Fault Tolerance | Read | Write | Usable Capacity |
|---|---|---|---|---|---|
| RAID 0 | 2 | None | Excellent | Excellent | 100% |
| RAID 1 | 2 | 1 disk | Good | Moderate | 50% |
| RAID 5 | 3 | 1 disk | Good | Moderate | 67–94% |
| RAID 6 | 4 | 2 disks | Good | Lower | 50–88% |
| RAID 10 | 4 | 1 disk per mirror | Excellent | Good | 50% |
RAID is not a backup strategy — it protects against disk failure but not against accidental deletion, ransomware, or site-level events.
About these practice questions
One of 754 original AI0-001 practice questions on Courseiva, each with a full explanation and wrong-answer analysis — not exam dumps or protected exam content. Learn why practice questions differ from exam dumps →
JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This AI0-001 practice question is part of Courseiva's free CompTIA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the AI0-001 exam.