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200-201 Practice Question: Is implementing a security policy that requires…

An organization is implementing a security policy that requires all remote access to the corporate network to be authenticated using multi-factor authentication (MFA). Which TWO of the following are valid MFA factors?

⚠ Common exam trap

Cisco often tests the distinction between authentication factors and access control lists; the trap here is that candidates mistake an IP address whitelist (a security policy control) for an authentication factor, or think a security question counts as a separate factor when it is merely another form of 'something you know'.

Answer choices

Why each option matters

Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.

Correct answer & explanation

Smart card

Smart card (Option B) is a valid MFA factor because it falls under the 'something you have' category. Multi-factor authentication requires at least two different categories from 'something you know' (e.g., password), 'something you have' (e.g., smart card, token), and 'something you are' (e.g., biometric). A smart card stores a digital certificate and private key, used for cryptographic authentication, typically requiring a PIN (knowledge factor) to unlock it, thus providing two-factor authentication when combined.

Answer analysis

Option-by-option breakdown

For each option: why learners choose it and why it is or isn't the right answer here.

  • IP address whitelist

    Why it's wrong here

    IP address is a location factor, not a standard MFA factor.

  • Smart card

    Why this is correct

    Smart card is a possession factor.

  • Password

    Why it's wrong here

    Password is a knowledge factor, but MFA requires two different factors; password alone is not MFA.

  • Fingerprint scan

    Why this is correct

    Fingerprint is a biometric inherence factor.

  • Security question

    Why it's wrong here

    Security question is a knowledge factor, same category as password.

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JA

Written by Johnson Ajibi, MSc IT Security

Senior Network & Security Engineer · founder of Courseiva

This 200-201 practice question is part of Courseiva's free Cisco certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the 200-201 exam.