CRISC Information Technology and Security Practice Question
An organization is evaluating cyber insurance options. Which of the following factors is MOST likely to influence the insurance premium?
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
The organization's cybersecurity maturity and incident history
Insurance premiums are heavily influenced by the organization's risk profile, including its security posture. A strong security posture reduces perceived risk and thus premiums.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✗
The organization's annual revenue
Why it's wrong here
Revenue may be considered but is not as directly impactful as security posture.
- ✗
The number of employees in the IT department
Why it's wrong here
Headcount is not a direct risk factor.
- ✓
The organization's cybersecurity maturity and incident history
Why this is correct
Insurers assess the organization's security controls and past incidents to determine risk.
- ✗
The organization's credit rating
Why it's wrong here
Credit rating is not directly related to cyber risk.
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JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This CRISC practice question is part of Courseiva's free ISACA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the CRISC exam.