iCloud works well across Apple devices and Windows, but not Android easily. Google Drive works on all platforms. OneDrive works on all platforms too.
But the question asks for TWO. iCloud and Google Drive are cross-platform, but iCloud has limited Android support. Actually, iCloud does not sync with Android directly. Google Drive works on all.
OneDrive works on all. So the best two are Google Drive and OneDrive. However, the stem includes iPhone, so iCloud is native but not Android.
So the answer should be Google Drive and OneDrive. But I'll reconsider: Many users use iCloud and Google Drive. However, iCloud on Android is not as seamless.
The ITF+ likely expects common cloud services: iCloud, Google Drive, OneDrive. But for cross-platform, Google Drive and OneDrive are better. I'll choose Google Drive and OneDrive.
Explanation: Both work on iOS, Windows, and Android.