AI0-001 AI Security, Ethics and Governance Practice Question
Exhibit
{
"policy": {
"name": "AI Governance Policy",
"principles": [
"Human oversight",
"Transparency",
"Fairness",
"Accountability",
"Privacy"
],
"requirements": {
"bias_testing": "quarterly",
"explainability": "SHAP or LIME",
"risk_assessment": "pre-deployment"
},
"exceptions": [
{
"model": "CreditScorer v2",
"reason": "legacy system"
}
]
}
}Refer to the exhibit. Which model is NOT in full compliance with the policy?
⚠ Common exam trap
CompTIA AI often tests the misconception that all machine learning models are equally compliant if they achieve high accuracy, ignoring the specific governance requirement for interpretability in high-stakes domains like credit scoring.
Answer choices
Why each option matters
Answer the question above first, then reveal the full breakdown to understand why each option is right or wrong.
Correct answer & explanation
✓
CreditScorer v2
CreditScorer v2 is not in full compliance because it uses a black-box neural network that cannot provide explainability for its credit decisions, violating the policy's requirement for model interpretability and transparency. The policy mandates that all models must support post-hoc explanation methods such as SHAP or LIME, which CreditScorer v2 lacks due to its opaque architecture.
Answer analysis
Option-by-option breakdown
For each option: why learners choose it and why it is or isn't the right answer here.
- ✗
ChurnPredict v1
Why it's wrong here
ChurnPredict v1 uses an interpretable model and is compliant.
- ✗
FraudDetect v4
Why it's wrong here
FraudDetect v4 uses an interpretable model and is compliant.
- ✓
CreditScorer v2
Why this is correct
CreditScorer v2 uses a black-box neural network that cannot provide explainability, violating the policy's requirement for model interpretability.
- ✗
LoanApproval v3
Why it's wrong here
LoanApproval v3 uses an interpretable model and is compliant.
About these practice questions
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JA
Written by Johnson Ajibi, MSc IT Security
Senior Network & Security Engineer · founder of Courseiva
This AI0-001 practice question is part of Courseiva's free CompTIA certification practice question bank. Courseiva provides original exam-style practice questions with explanations, topic-based practice, mock exams, readiness tracking, and study analytics to help learners prepare for the AI0-001 exam.